Your Dream Home Awaits in Central New Jersey

The first step is scheduling a consultation with me. I’ll walk you through the process, understand your needs, and connect you with trusted mortgage professionals for pre-approval.

Getting pre-approved for a mortgage is key. It shows sellers you’re a serious buyer and helps define your budget before we begin the home search.

It depends on the loan program. Many buyers think they need 20%, but in reality, you may qualify with as little as 3–5% down. I’ll help connect you with lenders who can explain your best options.

Most lenders prefer a credit score of 620 or higher, though some programs allow lower. The higher your score, the better the interest rate you may qualify for.

Your affordability depends on income, debts, savings, and loan type. During our first meeting, I’ll review these factors and guide you to homes that fit comfortably within your budget.

Communities like Edison, Princeton, New Brunswick, and Somerset are popular with families due to schools, parks, and amenities. I’ll help you explore neighborhoods that fit your lifestyle.

Focus on location, property condition, future resale value, and affordability. I’ll provide insights so you make a smart, long-term decision.

On average, it takes 30–60 days once your offer is accepted. The full process, including home search and mortgage approval, can take a few months depending on your timeline.

Closing costs typically range from 2–5% of the purchase price. They include fees for appraisal, title search, taxes, and insurance. I’ll provide estimates early on so there are no surprises.

Pre-approval is stronger than pre-qualification. Pre-approval gives you a clear budget and makes your offer more competitive with sellers.

Central NJ is a competitive market, with many homes receiving multiple offers. That’s why having an experienced realtor like me is important—I’ll guide you on strategy to stand out.

Yes! There are many first-time buyer and low down payment loan programs available. I’ll connect you with lenders who can match you with the right option.

Single-family homes offer more space and privacy, while townhouses and condos may have shared amenities and lower maintenance. I’ll help you decide which option fits your lifestyle and budget.

With deep market knowledge and negotiation expertise, I ensure you don’t overpay and that you get favorable terms, even in a competitive market.